I was started the process of buying a new home and I was so excited. I had everything planned out and ready to get started. However, finding an attractive loan package proved to be more frustrating than I expected. Luckily for me, my local loan office was there to help me through it all.
In the beginning, I had no idea what I was thinking with how I would just go to the bank and they would approve me right away and I could get the loan that day and have a home in a few weeks. Maybe I was naive? Ok, I was very naive. After the first couple of turn downs, I looked at what I had filled out and wondered what I had done wrong. I was confused and I had to admit that I had no idea what I was doing!
I turned to friends and family on my situation and they suggested that I talk to a loan officer in town and that they would be able to look at my paperwork and help me out. The next day, I went to the loan office and I sat down with Mary, a loan specialist. She looked over my paperwork and talked to me about my financial situation. She made some changes and actually me that I had actually qualified for a few different loan packages but I had put monetary information in the wrong places making it look like I was an unattractive loan candidate!
After I made the changes, she talked with me about the loan choices that they have and told me she’d help me through more of the loan process if I wanted her to help. Well, she had done so much for me that I decided to stick with her. In the end, I got the loan package that was the best for me and my situation and in a month I was in my home!